Pre-Settlement Funding

Funding connected to a pending claim

Pre-settlement funding is an advance that may be offered based on the expected proceeds of an eligible legal claim. It is different from a traditional personal loan because the review focuses on the claim, representation, and potential recovery rather than employment or a conventional credit score.

What a provider may consider

Each provider uses its own standards. A review may include the incident and injuries, liability, available insurance, treatment progress, liens, prior advances, expected timing, and confirmation from the law firm.

• An active claim handled by an attorney
• Facts supporting responsibility and available recovery
• Current treatment and case milestones
• Existing liens or funding
• The amount requested compared with the possible recovery

A request is not an approval

CasePay Access organizes intake information and may refer a request to an independent provider. The provider decides whether an option is available and controls the amount, timing, cost, and agreement. Nothing is final until the provider completes its review and the required parties accept written terms.

Compare the future payoff

The amount received today is only one part of the decision. Ask for payoff examples at several future dates, how charges grow, whether a maximum applies, and what the agreement says if the claim is delayed or unsuccessful.